Вісник ХНУ. Економічні науки - 2020 рік
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Перегляд Вісник ХНУ. Економічні науки - 2020 рік за Автор "Gordeeva, Т."
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Документ Assessment of the NBU’s monetary policy impact on lending to the real sector of ukrainian economy(Хмельницький національний університет, 2020) Oliinyk, А.; Gordeeva, Т.; Олійник, А.В.; Гордєєва, Т.А.The article examines the main approaches to determining the essence of monetary policy, which had been analyzed and systematized at great length. It is very important to mention that the use of the concept of “monetary policy” by scientists is common, which is often interpreted as identical to the concept of “money and credit policy”. However, recently, given the global trends in the monetary sphere, the NBU Council considers it appropriate to initiate amendments to the legislation of Ukraine in terms of replacing the term “money and credit policy” with the concept of “monetary policy”. It is established that monetary instruments are one of the most important tools of state influence on lending to the real sector of the economy. In the practice of implementing monetary policy, it is customary to distinguish the main regimes that ensure the effectiveness of the policy itself, and the essence of each is based on the choice of the nominal indicator chosen by the NBU. We consider that achieving equilibrium in the monetary market and ensuring economic growth depends on the right choice of monetary policy instruments and the mechanism of their implementation. Using the regression analysis, the influence of the dependence of the change in the value of loans in the national currency on the change in the NBU's discount rate was determined. The indicators of banks’ activity in the lending market of the real sector of the domestic economy are analyzed. The influence of the NBU’s main monetary instruments on lending to the real sector of the economy is determined and substantiated.