Тенденції, особливості та проблеми використання кредитних ресурсів для фінансування діяльності вітчизняних агрошдприємств
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Дата
2014
Автори
Хрущ, Н.А.
Приступа, Л.А.
Khrushch, N.A.
Prystupa, L.A.
Назва журналу
Номер ISSN
Назва тому
Видавець
Хмельницький національний університет
Анотація
У статті досліджено ключові тенденції, сучасні особливості та актуальні проблеми використання
кредитних ресурсів вітчизняними агропідприємствами, визначено основні перспективні напрями активізації
процесів кредитування аграрної сфери виробництва.
In today's fiercely competitive economic conditions improving of the economic efficiency and providing of the strategic growth oriented profitability of the domestic agrarian enterprises is impossible without credit recourses. At the present stage segment of agribusiness in the world is quite capacity of the credits and defined by a number of features in the organization of credit relations, caused by the specifics of agricultural production. However, held in the article assessment of the existing state and tendencies of involving credit resources in Ukraine indicates that achieved lending does not match the needs of the industry, in the structure of obtained loans far outweigh the short term credits, the interest rates of bank crediting remains high enough, in addition, in 2013 there were no preferential crediting and interest rate compensation from the state budget. Therefore, the main perspective directions of activation the processes of lending for financing the activities of domestic agribusinesses directly determined by measures of state support and developments transparent and simple mechanisms of attracting additional funds through the use of modern financial instruments, increasing the credit culture of borrowers.
In today's fiercely competitive economic conditions improving of the economic efficiency and providing of the strategic growth oriented profitability of the domestic agrarian enterprises is impossible without credit recourses. At the present stage segment of agribusiness in the world is quite capacity of the credits and defined by a number of features in the organization of credit relations, caused by the specifics of agricultural production. However, held in the article assessment of the existing state and tendencies of involving credit resources in Ukraine indicates that achieved lending does not match the needs of the industry, in the structure of obtained loans far outweigh the short term credits, the interest rates of bank crediting remains high enough, in addition, in 2013 there were no preferential crediting and interest rate compensation from the state budget. Therefore, the main perspective directions of activation the processes of lending for financing the activities of domestic agribusinesses directly determined by measures of state support and developments transparent and simple mechanisms of attracting additional funds through the use of modern financial instruments, increasing the credit culture of borrowers.
Опис
Ключові слова
кредитні ресурси, фінансування діяльності, аграрні підприєм, credit recourses, financing activity, agrarian enterprises
Бібліографічний опис
Хрущ, Н. А. Тенденції, особливості та проблеми використання кредитних ресурсів для фінансування діяльності вітчизняних агрошдприємств [Текст] / Н. А. Хрущ, Л. А. Приступа // Вісник Хмельницького національного університету. Економічні науки. – 2014. – № 4, т. 2. – С. 175-178.