Сучасні реалії страхового бізнесу та застосування інформаційних технологій в ньому
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Дата
2014
Автори
Проскурович, О.В.
Петриченко, А.С.
Proskurovych, O.V.
Petrichenkpo, A.S.
Назва журналу
Номер ISSN
Назва тому
Видавець
Хмельницький національний університет
Анотація
У статті йдеться про сучасний стан страхування в Україні, його проблеми та перспективи, а також
застосування інформаційних технологій в страховому бізнесі.
In this article we will talk about the current state of insurance in Ukraine, its problems and prospects, and also about the application of information technology in the insurance business. Entrepreneurial activity is accompanied by the purchase of insurance for loss reduction the last one. For today, the insurance market in Ukraine collects 83.2 percent of total sector assets nonbahk financial services. There are greatly reduced the number of insurance companies and the gross and net premiums on the first quarter of 2014. The main reason is the lack of legal framework insurance portfolio imbalance and low public confidence. To overcome these factors need to update the legal framework, to make conditions in the licensing of insurance, to settle the question of commission. There should be increased use of information technology, which greatly simplifies working with clients, conducting financial statements that cover all the basic elements of the process.
In this article we will talk about the current state of insurance in Ukraine, its problems and prospects, and also about the application of information technology in the insurance business. Entrepreneurial activity is accompanied by the purchase of insurance for loss reduction the last one. For today, the insurance market in Ukraine collects 83.2 percent of total sector assets nonbahk financial services. There are greatly reduced the number of insurance companies and the gross and net premiums on the first quarter of 2014. The main reason is the lack of legal framework insurance portfolio imbalance and low public confidence. To overcome these factors need to update the legal framework, to make conditions in the licensing of insurance, to settle the question of commission. There should be increased use of information technology, which greatly simplifies working with clients, conducting financial statements that cover all the basic elements of the process.
Опис
Ключові слова
страхування, страховий бізнес, страхова послуга, страхові виплати, страхова премія, інформаційні технології, аутсорсинг, insurance, business insurance, insurance service, insurance premiums, insurance premium, IT, outsourcing
Бібліографічний опис
Проскурович, О. В. Сучасні реалії страхового бізнесу та застосування інформаційних технологій в ньому [Текст] / О. В. Проскурович, А. С. Петриченко // Вісник Хмельницького національного університету. Економічні науки. – 2014. – № 4, т. 2. – С. 236-240.