Теоретико-концептуальні засади інфраструктури банківської системи
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Файли
Дата
2018
Автори
Олійник, А.В.
Левчук, Ю.Л.
Oliinyk, A.
Levchuk, J.
Назва журналу
Номер ISSN
Назва тому
Видавець
Хмельницький національний університет
Анотація
Проаналізовано основні теоретичні підходи до визначення понять «інфраструктура» та «інфраструктура
банківської системи». Здійснено критичну оцінку наукової дефініції «інфраструктура банківської системи» та обґрунтовано
авторський підхід до визначення даного поняття. Проаналізовано та класифіковано складові елементи банківської
інфраструктури. Визначено та обґрунтовано функції інфраструктури банківської системи.
The aim of the article is research of essence of concept infrastructure of the banking system, illumination of his maintenance and functions, establishment of component elements and determination of her influence on efficiency of activity of bank institutions. The basic theoretical approaches to the definition of the concepts of "infrastructure" and "infrastructure of the banking system" are analyzed. A critique of the scientific definition "infrastructure of the banking system" was made and the author's approach to the definition of this concept was substantiated. The constituent elements of the banking infrastructure are analyzed and classified. The functions of the infrastructure of the banking system are determined and grounded. Based on the analysis of the elemental composition of the banking system infrastructure, we have carried out the classification of banking infrastructure elements by type of banking activity. All selected classification elements of the banking infrastructure ensure its integrity and are designed to perform its functions in providing banking activities. We have identified and substantiated seven functions of the infrastructure of the banking system: security, intermediary, defence, organizational, technological, informational, and innovative. All of them specify the content of the concept of "infrastructure of the banking system". Examining a question about the value of bank infrastructure in development of the banking system, it is set by us, that an infrastructure can not exist without the banking system, although the banking system in theory can exist without an infrastructure, however in this case it is possible with a confidence to say, that her activity will be ineffective.
The aim of the article is research of essence of concept infrastructure of the banking system, illumination of his maintenance and functions, establishment of component elements and determination of her influence on efficiency of activity of bank institutions. The basic theoretical approaches to the definition of the concepts of "infrastructure" and "infrastructure of the banking system" are analyzed. A critique of the scientific definition "infrastructure of the banking system" was made and the author's approach to the definition of this concept was substantiated. The constituent elements of the banking infrastructure are analyzed and classified. The functions of the infrastructure of the banking system are determined and grounded. Based on the analysis of the elemental composition of the banking system infrastructure, we have carried out the classification of banking infrastructure elements by type of banking activity. All selected classification elements of the banking infrastructure ensure its integrity and are designed to perform its functions in providing banking activities. We have identified and substantiated seven functions of the infrastructure of the banking system: security, intermediary, defence, organizational, technological, informational, and innovative. All of them specify the content of the concept of "infrastructure of the banking system". Examining a question about the value of bank infrastructure in development of the banking system, it is set by us, that an infrastructure can not exist without the banking system, although the banking system in theory can exist without an infrastructure, however in this case it is possible with a confidence to say, that her activity will be ineffective.
Опис
Ключові слова
банк, інфраструктура, банківська система, інфраструктура банківської системи, банківська інфраструктура, елементи банківської інфраструктури, функції банківської інфраструктури, bank, infrastructure, banking system, infrastructure of the banking system, banking infrastructure, elements of banking infrastructure, functions of banking infrastructure
Бібліографічний опис
Олійник, А.В. Теоретико-концептуальні засади інфраструктури банківської системи [Текст] / А. В. Олійник, Ю. Л. Левчук // Вісник Хмельницького національного університету. Економічні науки. – 2018. – №2. – С. 224-232.