Потенціал фінансово-кредитного обслуговування у банківських установах
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Файли
Дата
2018
Автори
Білорусець, Л.М.
Bilorusets, L.
Назва журналу
Номер ISSN
Назва тому
Видавець
Хмельницький національний університет
Анотація
Досліджуються питання доступності використання населенням фінансово-кредитного обслуговування з метою
вирішення соціальних проблем та підвищення добробуту. Визначається необхідність використання показників співставлення
регіонів за рівнем фінансового банківського залучення населення. Пропонується застосування альтернативних індексів
фінансового банківського залучення населення як показників рівня соціалізації фінансово-кредитного обслуговування
фізичних осіб. Доводяться переваги та можливості використання індексів фінансового банківського залучення населення.
In the article the considered problems of economic development of financial institutes. An author is summarize experience of financial credit maintenance of the European countries. The features of construction of the European currency system, practical worker of bank service are investigational in Germany, Great Britain, Spain, USA. The shown projection of the modern state of influence of banks is at macroeconomic level. Certain basic directions and consequences of influence central and commercial banks. Certain expediency of the use of experience of bank institutions for the increase of solvency and forming of solvent demand of population, awareness in relation to financial credit service and levers on providing of processes of increase of welfare. In today's conditions of market social development of acuteness become issues of availability of the population to use financial and credit impact on the process of increasing personal well-being. Obtaining a direct opportunity to independently influence their own well-being (obtaining housing, education, qualitative medical care, ensuring current needs) through the use of financial and credit instruments (preferential lending, activation of savings, pension and insurance systems) can be considered a form of empowerment and a significant part of people. The problem of the systemic impact of financial and credit involvement of the population on solving social problems is not fully solved and remains relevant. The purpose of the article is to consider the issue of the need for an integrated approach to study the social potential of financial and lending services to the population and to calculate the indicators of financial banking involvement of the population. The article suggests the use of financial multiplier indices, which are economically similar to such well-known development indices. Such indices can also be useful to researchers in solving the issues of forming empirical relationships between the level of economic development and the level of financial banking involvement of the population.
In the article the considered problems of economic development of financial institutes. An author is summarize experience of financial credit maintenance of the European countries. The features of construction of the European currency system, practical worker of bank service are investigational in Germany, Great Britain, Spain, USA. The shown projection of the modern state of influence of banks is at macroeconomic level. Certain basic directions and consequences of influence central and commercial banks. Certain expediency of the use of experience of bank institutions for the increase of solvency and forming of solvent demand of population, awareness in relation to financial credit service and levers on providing of processes of increase of welfare. In today's conditions of market social development of acuteness become issues of availability of the population to use financial and credit impact on the process of increasing personal well-being. Obtaining a direct opportunity to independently influence their own well-being (obtaining housing, education, qualitative medical care, ensuring current needs) through the use of financial and credit instruments (preferential lending, activation of savings, pension and insurance systems) can be considered a form of empowerment and a significant part of people. The problem of the systemic impact of financial and credit involvement of the population on solving social problems is not fully solved and remains relevant. The purpose of the article is to consider the issue of the need for an integrated approach to study the social potential of financial and lending services to the population and to calculate the indicators of financial banking involvement of the population. The article suggests the use of financial multiplier indices, which are economically similar to such well-known development indices. Such indices can also be useful to researchers in solving the issues of forming empirical relationships between the level of economic development and the level of financial banking involvement of the population.
Опис
Ключові слова
підвищення добробуту, фінансове залучення населення, financial credit system, bank, development, strategic development, financial institute
Бібліографічний опис
Білорусець, Л.М. Потенціал фінансово-кредитного обслуговування у банківських установах [Текст] / Л. М. Білорусець // Вісник Хмельницького національного університету. Економічні науки. – 2018. – № 4. – С. 195-198.