Формування системи управління проблемними кредитами
Вантажиться...
Файли
Дата
2017
Автори
Ларіонова, К.Л.
Гоменюк, І.В.
Larionova, K.
Homeniuk, I.
Назва журналу
Номер ISSN
Назва тому
Видавець
Хмельницький національний університет
Анотація
В статті досліджено теоретичні та методичні аспекти формування системи управління проблемною заборгованістю
банку. Виділено її структурні складові елементи та розкрито їх сутність.
The article presents current approaches to the definition of "problem credits". The dynamics of the problem loans of Ukrainian banks during the period from 2008 to 2017 and tendencies of their changes were analyzed. The large share of problem loans has led to the need to develop of a system for managing problem credits. In the article existing approaches to the management of problem loans are defined and their analyzed. On the base of these approaches, the conclusion was made that when working with problem loans banks can use two main methods of management – rehabilitation and liquidation, these methods are the part of internal bank methods. External methods are used in case of inefficiency of internal bank management. The method is selected individually and is an important stage of the system of management problem loans.
The article presents current approaches to the definition of "problem credits". The dynamics of the problem loans of Ukrainian banks during the period from 2008 to 2017 and tendencies of their changes were analyzed. The large share of problem loans has led to the need to develop of a system for managing problem credits. In the article existing approaches to the management of problem loans are defined and their analyzed. On the base of these approaches, the conclusion was made that when working with problem loans banks can use two main methods of management – rehabilitation and liquidation, these methods are the part of internal bank methods. External methods are used in case of inefficiency of internal bank management. The method is selected individually and is an important stage of the system of management problem loans.
Опис
Ключові слова
проблемні кредити, непрацюючий кредит, управління проблемною заборгованістю, кредитний портфель, кредитний ризик, problem credits, non-performing loan, problem debt management, loan portfolio, credit risk
Бібліографічний опис
Ларіонова, К.Л. Формування системи упраління проблемними кредитами [Текст] / К. Л. Ларіонова, І. В. Гоменюк // Вісник Хмельницького національного університету. Економічні науки. – 2017. – № 5. – С. 227-232.