Analytical and practical aspects of banks expenses' forming

Скорочена інформація про документ
dc.contributor.authorKhrushch, Nila
dc.contributor.authorGordeeva, Tetyana
dc.date.accessioned2025-11-11T10:50:13Z
dc.date.available2025-11-11T10:50:13Z
dc.date.issued2025
dc.description.abstractThe article substantiates theoretical and methodological approaches and applied aspects of forming bank expenses in martial law conditions and banking system transformation. It has been proven that bank expenses cannot be considered an isolated financial indicator but a complex and strategically important element of banking institution management. It is emphasised that the structure and efficiency of cost formation determine the stability of the banking system, its level of financial stability and its ability to adapt. Based on an analysis of the macroeconomic indicators of the banking system of Ukraine and the activities of PJSC AB “Pivdenny”, trends in the volume and structure of costs are outlined, and reserves for their optimisation are identified. Directions for improving cost formation processes are proposed, particularly the introduction of adaptive budgeting, digitisation of operations, differentiation of costs according to their strategic value, and centralisation of non-core functions. It is argued that cost optimisation should be viewed not only as a cost-saving tool, but also as a strategic factor in improving the competitiveness and sustainability of banks in the current environment.
dc.identifier.citationKhrushch N. Analytical and practical aspects of banks expenses' forming / N. Khrushch, T. Gordeeva // Modeling the development of the economic systems. – 2025. – № 3. – P. 192-201.
dc.identifier.urihttps://elar.khmnu.edu.ua/handle/123456789/19756
dc.language.isouk
dc.publisherХмельницький національний університет
dc.subjectbank costs
dc.subjectfinancial stability
dc.subjectoptimisation
dc.subjectbanking system of Ukraine
dc.subject.udc336.71:657.471
dc.titleAnalytical and practical aspects of banks expenses' forming
dc.typeСтаття
Файли
Контейнер файлів
Зараз показуємо 1 - 1 з 1
Назва:
MDES-2025-N3+(17)+192-201.pdf
Розмір:
228.67 KB
Формат:
Adobe Portable Document Format
Завантажити
Ліцензійна угода
Зараз показуємо 1 - 1 з 1
Назва:
license.txt
Розмір:
4.26 KB
Формат:
Item-specific license agreed upon to submission
Опис:
Завантажити
Зібрання
Modeling the development of the economic systems - 2025 рік